Surprising Situations That Can Stop You From Receiving State-Run Temporary Disability Benefits in NJ

When you suffer from a non-work related illness or injury that keeps you from working, you may be eligible for partial wage replacement through New Jersey’s state Temporary Disability Benefits (TDB) insurance program.

To be eligible for TDB, you must have a non-work related injury or illness that prevents you from working and be under medical treatment for the illness or injury. Also, you must have either worked for at least 20 calendar weeks or earned at least $ 7,300 during your base year. However, in some cases, even if you meet the medical and earning requirements, you may not receive wages through New Jersey’s state Temporary Disability Benefits (TDB) program.

Here are a few situations in which you may not get Temporary Disability Benefits In NJ State:

  • Your illness or injury doesn't last more than a week.
  • Your short-term disability condition began more than 14 days after your last working day with a covered employer in New Jersey.
  • You aren't undergoing treatment for your disability condition by a licensed medical provider (physician, dentist, practicing psychologist, optometrist, certified nurse-midwife, advanced practice nurse, or chiropractor.)
  • Your injury or illness occurred during the execution of a crime.
  • Your injury or illness was self-inflicted.
  • Your most recent employer terminated your employment for gross misconduct on the job; if the conduct was a crime.
  • You received wages from the employer for working after you became disabled.
  • You developed disability during a labor dispute with the most recent employer.
  • You are still getting paid by your employer, and the pay and TDI combined would turn out to be higher than what you were getting before you developed a disability.
  • You are a government employee eligible for sick leave but you have not availed all of your sick leave.
  • In most cases, eligible employees for New Jersey’s state Temporary Disability Benefits (TDB) insurance program do not get benefits if they are getting partial wages from other programs such as workers’ compensation for unemployment.

Bottom Line
If you are unsure about whether you qualify for TDB in New Jersey or not, consider getting in touch with our experts at EZTDB. Our experts will listen to your situation carefully and guide you in the best possible manner. Also, if you want to save your employees from situations that can stop them from getting temporary disability benefits in NJ state, consider privatizing your TDB insurance as it has many additional benefits that state-run programs don’t. For more info, get in touch today.