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As a smart NJ business owner, you understand your employees are your most treasured resource. And providing the right employee benefits can go a long way toward retaining top talent. Have you considered adding NJ private disability insurance to your list of benefits to provide employees with better service, faster payouts, and potentially lower premiums? …

Business owners have choices when it comes to New Jersey TDB (Temporary Disability Benefits.) You can buy through the state or through top-rated private insurance carriers.   Right now, 98% of New Jersey business owners purchase their disability insurance benefits through the state. Only 2% understand the tremendous rewards that come with purchasing through a…

The New Jersey Temporary Disability Benefits Law allows employers to provide private disability insurance in NJ. Although employers always had this option, privatizing NJ TDB has gained a lot of popularity after an important amendment in the law. Previously, business owners needed to obtain employee consent by signature from 50% + 1 of their employees…

Are you a business owner in New Jersey mandated to purchase New Jersey disability insurance? 2020 brought major changes in the New Jersey Temporary Disability Benefits (NJ TDB) Law that business owners with one or more employees need to know.  This applies to every type of business in New Jersey, including:  Law firms Agricultural businesses…

When you privatize your temporary disability insurance (New Jersey TDB), you will receive the same – or better – benefits for the same or lower rates than the state-run program in New Jersey. To assist business owners making this switch, we answer some of the most frequently asked questions.  What is TDB? The New Jersey…

If you’re considering privatizing your disability insurance in NJ, you mightwonder how it will affect your company payroll. First, you should know that employees won’t detect any difference in theirdeductions. They will, however, notice improved service and faster, more flexible payouts if they have to make a claim. But your HR and accounting departments should…

Since the New Jersey State Temporary Disability Benefits Law INJ TDB) has waived the requirement to obtain employees’ consent for a private plan, there is a buzz among employers in NJ about privatizing New Jersey temporary disability insurance benefits. Not only has this amendment made it easier for employers to switch to a private plan but it’s…

Are you a business owner mandated to provide temporary disability insurance in New Jersey to your employees? Most New Jersey business owners are. As a general rule, if you pay unemployment insurance for your workers, you must also furnish them with temporary disability insurance. This also applies to employees who work in New Jersey but…

In New Jersey, auto dealership owners are required to have Temporary Disability Benefits (TDB) coverage to help their employees cover expenses should they become ill or injured (off the job) and unable to work. Illness or injury can be a major blow to car salespeople, who thrive on meeting goals and earning commissions.  When an…

With the option to easily privatize New Jersey TDB (temporary disability insurance) without obtaining opt-in from your employees in the form of signatures comes the responsibility of choosing a solid, affordable plan from one of the best disability insurance companies.   First, remember that any private insurers must be approved by the New Jersey Department of…