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Remote Workers? Put the Cost Savings Toward Better Disability Insurance Benefits
Consider offering an enhanced benefits package with better disability insurance benefits, dental and vision coverage More than 45% of full-time employees continued working partly or fully remote in September 2021, according to a recent Gallup poll. Meanwhile, 90% of remote workers said they would like to remain remote, to some degree, even in a post-pandemic…
Family Leave Insurance vs. New Jersey TDB – Which Should Your Workers Claim?
New Jersey recently expanded its statutory benefits to include Family Leave Insurance alongside New Jersey TDB coverage. Family leave insurance covers new parents to stay home for up to 12 weeks of paid leave to care for a newborn, adopted or foster child within the first 12 months of the event. FLI also provides…
Retail Quit Rates Are at an All-time High; Attract Workers with Better Temporary Disability Benefits
Temporary disability benefits and ancillary benefits make the difference in employee retention The U.S. workforce lost 4.3 million employees in August. This represents the highest quit rate since December 2000. The hardest hit industries included food service and hospitality, with 892,000 people quitting, and the retail industry, where 721,000 retail workers quit, based on a…
5 Things to Know About New Jersey TDB
New Jersey State temporary disability benefits, or New Jersey TDB, is a state-mandated benefit for employees that have experienced a non-work-related injury or illness that prevents them from performing their job functions for up to 26 weeks. If you are a new business owner in New Jersey or have hired New Jersey employees in your…
NJ Private Disability Insurance Makes a Difference in Restaurant Recruiting
The labor situation has been changing rapidly in the restaurant and hospitality industry since the beginning of the pandemic last year. If you’re a restaurant owner, you might be struggling to keep up, attract competent workers, and maintain profit margins – while at the same time facing supply chain issues that create shortages of many…
How Does Family Leave Insurance in New Jersey Compare to NY PFL?
If you’re a New Jersey business owner, there’s a good chance you’re competing with businesses across the Tri-State area, including neighboring New York, for top talent. Especially in sectors like technology and telecom, competition is fierce as offices re-open and people return to work. Between August and September 2020, specifically, 800,000 women nationwide left the…
Employee Benefits: How Digitization Is Helping New Jersey Business Owners
Have you heard of digitization? In recent years, digitization has come to represent companies that use cutting-edge apps, software-as-a-service, and high-tech artificial intelligence (AI) to serve their customers better. You may have read, on this website, about the advantages of privatizing your NJ TDB coverage. But you may not have given a second thought to…
New Jersey Small Business Openings Hit Record Highs
Are you a new business owner in New Jersey? Opening a business is exciting as it can set the stage for financial freedom and the opportunity to make a real difference in your community by creating jobs and boosting your local economy. If you opened an ecommerce website or other online business, you’re also creating…
Workers’ Compensation or Disability Insurance in NJ?
If you have an employee who has been injured and filed a claim, you might be wondering if they’ve done it correctly. HR managers and benefits supervisors, of course, understand the differences between workers’ compensation and short-term disability insurance, or TDB (temporary disability benefits) as we call them in New Jersey. But many small business…
Did You Know You Can Cut Costs on New Jersey TDB with a Private Plan?
If you’re a New Jersey business owner, you must provide New Jersey TDB (temporary disability benefits) coverage to all full-time employees. But you don’t have to write your plan through the New Jersey state fund. And you can switch to a private insurance carrier at any point in the year. In the past, the deadline…