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5 Things to Know About New Jersey TDB

By pwsadmin | September 9, 2021

New Jersey State temporary disability benefits, or New Jersey TDB, is a state-mandated benefit for employees that have experienced a non-work-related injury or illness that prevents them from performing their job functions for up to 26 weeks. If you are a new business owner in New Jersey or have hired New Jersey employees in your…

NJ Private Disability Insurance Makes a Difference in Restaurant Recruiting

By pwsadmin | August 29, 2021

The labor situation has been changing rapidly in the restaurant and hospitality industry since the beginning of the pandemic last year. If you’re a restaurant owner, you might be struggling to keep up, attract competent workers, and maintain profit margins – while at the same time facing supply chain issues that create shortages of many…

How Does Family Leave Insurance in New Jersey Compare to NY PFL?

By pwsadmin | July 28, 2021

If you’re a New Jersey business owner, there’s a good chance you’re competing with businesses across the Tri-State area, including neighboring New York, for top talent. Especially in sectors like technology and telecom, competition is fierce as offices re-open and people return to work. Between August and September 2020, specifically, 800,000 women nationwide left the…

Employee Benefits: How Digitization Is Helping New Jersey Business Owners

By pwsadmin | July 15, 2021

Have you heard of digitization? In recent years, digitization has come to represent companies that use cutting-edge apps, software-as-a-service, and high-tech artificial intelligence (AI) to serve their customers better. You may have read, on this website, about the advantages of privatizing your NJ TDB coverage. But you may not have given a second thought to…

New Jersey Small Business Openings Hit Record Highs

By pwsadmin | June 28, 2021

Are you a new business owner in New Jersey? Opening a business is exciting as it can set the stage for financial freedom and the opportunity to make a real difference in your community by creating jobs and boosting your local economy. If you opened an ecommerce website or other online business, you’re also creating…

Workers’ Compensation or Disability Insurance in NJ?

By pwsadmin | June 26, 2021

If you have an employee who has been injured and filed a claim, you might be wondering if they’ve done it correctly. HR managers and benefits supervisors, of course, understand the differences between workers’ compensation and short-term disability insurance, or TDB (temporary disability benefits) as we call them in New Jersey. But many small business…

Did You Know You Can Cut Costs on New Jersey TDB with a Private Plan?

By pwsadmin | May 18, 2021

If you’re a New Jersey business owner, you must provide New Jersey TDB (temporary disability benefits) coverage to all full-time employees. But you don’t have to write your plan through the New Jersey state fund. And you can switch to a private insurance carrier at any point in the year. In the past, the deadline…

NY or NJ Disability Insurance: Which State Offers Better Benefits for Tech Workers?

By pwsadmin | April 27, 2021

In today’s competitive business environment, where employees are taking advantage of work-at-home policies to move from expensive cities to less pricey suburbs, New Jersey business owners have a greater advantage to recruit top tech talent than ever before. After all, tech workers could live in spacious New Jersey suburbs and work in Manhattan. But working…

Your Guide to Employer Responsibilities for TDB in New Jersey

By pwsadmin | March 15, 2021

If you’re a business owner in New Jersey, you probably know that you need to provide Temporary Disability Benefits (TDB) in New Jersey if you have at least one employee and have paid out wages of $1,000 or more in a calendar year. But, besides shopping around to find the best rates and benefits through…

Do You Offer Your Workers These Important Employee Benefits?

By pwsadmin | February 8, 2021

Have you evaluated your employee benefits’ packages since the pandemic started? You probably aren’t surprised that employees’ needs have changed dramatically, from the desire for increased paid family leave to flexible hours and remote work to oversee children who may be engaged in distance learning. (Or not so engaged, as the case may be!) While…