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How Privatizing TDB in New Jersey can help you increase Employee Retention

Your employees being the most important resource of your business, deserve to be protected against damages caused by possible injuries and illnesses—not only at work (to cover injuries at work, you have Workers Compensation) but even when they are off work. Moreover, employees are more likely to stay loyal to employers that are willing to help them better secure their financial future. For this reason, you must have a good insurance disability insurance policy for small business in place for your employees that can provide them with a replacement income if they are disabled by non-job-related accidents or illnesses. It will not only provide necessary insurance coverage to your employees but also help you increase employee retention. The better the benefits, the better your chances of retaining employees!..read more


5 Reasons to Buy Private TDB Coverage in NJ

Business owners in New Jersey can buy temporary disability insurance in two ways: first, through the state and second via private insurance carriers. While the majority of them get TDB coverage through the state, many have started to turn to private carriers upon realizing the additional benefits they receive. In this article, you are going to learn why shopping for private temporary disability insurance in NJ is better. Let’s find out..read more


New Jersey Announces New Employee Rate for 2020

An important announcement for business owners and employers in New Jersey!

New Jersey State has introduced a rate hike, increased from .17% cents to 26% for every $100 in taxable wages for 2020, effective from January 1, 2020. In addition to that, the limit on wages, on which taxes are levied for TDB and FLI—has also increased the employee contribution wage cap from 28 times the statewide current average weekly wage ($34,400) to 107 times the statewide AWW ($134,900). Concurrent with the rate hike, effective July 1, 2020 the maximum TDB or FLI benefit will also increase, from $638 to $881 per week. Reports suggest that partial TDB benefits will also be available...read more