Should You Privatize Your New Jersey Temporary Disability Benefits (NJ TDB)?

There’s a secret most New Jersey business owners and HR managers don’t know about temporary disability coverage in NJ: You don’t have to settle for the NJ TDB plans offered by the New Jersey Department of Labor.

Yet, in spite of the cost savings and improved service, 98% of New Jersey business owners still write TDB through the State Plan.

They don’t realize there’s a better option.

Join the elite 2% of business owners who enjoy the best service with private TDB.

Isn’t it time for New Jersey business owners to flip the pyramid?

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NO SIGNATURES REQUIRED

New Jersey has waived the signature requirement, allowing employers to switch to a private TDB plan without added paperwork hassles.

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IMPROVE RETENTION WITH BETTER BENEFITS

Privatizing TDB coverage allows you to customize benefits packages and save money with multi-line discounts on ancillary benefits, improving recruiting and retention so you can stay ahead of your competitors.

Learn more

1.7Million
Lives Are Serviced By Our Organization
$ 34,099
Taxable Wage Base Increase Per Employee
67%-$650/week
TDB Benefit Increase: July 1,2020
350 %
Employee Consent Election
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Protect Yourself From Potential Temporary Disability Insurance Rate Hikes & Save Big On Premiums

Despite cost savings and improved service, a large number of business owners and HR managers in New Jersey still write temporary disability benefits (TDB) through the State Plan. EZTDB has better options available for you, so you can get the most out of your insurance policy. Our aim is to make you a part of the elite 2% of business owners who enjoy the best service with private TDI in NJ.

TDB Privatization is Easier than Ever

New Jersey has waived the signature requirement, allowing employers to switch to a private TDI plan in New Jersey without added paperwork hassles. As of 2019, employers in New Jersey no longer require to solicit signatures from 50% + 1 of their employees in order to be able to switch to a private plan. You can simply contact us for private TDI plan in New Jersey and choose from a wide range of insurance carriers offering temporary disability benefit insurance in NJ – to save big on premiums. We can write your company’s ancillary benefits, including vision and dental coverage, long-term disability, group life, and 401K plans. You will surely benefit from our 40-years-plus relationships with top insurance providers to get discounts and preferred customer service, especially if you bundle your TDB and ancillary benefits into one plan.

We-

  • Review every application we receive for Short-Term Disability Insurance in New Jersey and coordinate with the insurance carriers for formal Private Plan approval.
  • Send you a reminder to notify your payroll company of change from state to Private Plan coverage.
  • Directly email to you your policy kit. You will receive an invoice from us each quarter.
  • Make sure your short-term disability insurance application gets sent to The State for formal private plan.

Improve Retention with Better Benefits

Privatizing TDB coverage allows you to customize benefits packages, save money by utilizing multi-line discounts on ancillary benefits, and improve recruiting and retention – so you can stay ahead of your competitors.

Have Questions?

No matter what insurance questions you have, we are happy to work with you on your terms. Schedule time to visit our New York headquarters for help with your private TDI plan in NJ or gives us a call at 631.293.5100 (ext 800) to book appointment with our advisor.